Sri Lanka Currency, ATMs & Tipping Guide

Handling money smoothly in Sri Lanka is straightforward once you know the basics of the local currency, where to withdraw cash, and how tipping typically works.

What is the currency in Sri Lanka?

The Sri Lankan rupee (LKR) is the official currency, and while some larger hotels and tour operators quote prices in US dollars, day-to-day spending is done in rupees. Carrying small notes is useful for tuk-tuks, markets and tipping.

Can I use international cards at ATMs in Sri Lanka?

ATMs are widely available in cities, towns and tourist areas, and most accept international cards, though a foreign transaction fee usually applies.

Should I use cash or cards in Sri Lanka?

Cards are accepted at hotels, larger restaurants and shops, but smaller guesthouses, local eateries and tuk-tuks generally expect cash.

Where can I exchange money in Sri Lanka?

Banks and licensed money changers at the airport and in major towns offer reasonable rates; it's worth comparing a couple of options rather than exchanging a large sum at the first counter you see.

Is tipping expected in Sri Lanka?

Tipping is customary but not always mandatory. Drivers and guides are typically tipped per day of service, hotel porters and housekeeping a small amount per service, and restaurants a modest percentage where a service charge isn't already included on the bill.

Related: How Much Does a Trip to Sri Lanka Cost? or explore the full Travel Costs guide.